A simple piggy bank is an important first-step in your child’s financial education. Image of a young boy holding a piggy bank.Teaching children to save can help them get ahead in life. FNB designed the Young Savers Account to help young families teach their children how to save early for their bright futures. With as little as $10, a parent or legal guardian may bring their child (ages 12 and under) into an FNB branch to open a Young Savers Account. As our special offer for our young savers, FNB will match up to $10 of your opening deposit into your child's account.

Most big things start small. Just like with children, the key to growing a savings account is feeding it consistently. After starting your child’s Young Savers Account, encourage him or her to save routinely. Here are some FNB tips for our young savers:

 Schedule your savings. Choose whether you will deposit weekly, bi-weekly or monthly.
 Set-aside and deposit a certain part of the money you receive from: your allowance, your earnings from chores or a job, and from gifts you may receive.
Goals can help young people (and everyone) to save. Set a short-term goal for something achievable that you want or need. Long-term savings may also involve a goal farther in the future.

The Young Savers account earns the same Interest Rate / *APY as our Regular Savings Account here at FNB.  Please visit our Rates page to learn the *Annual Percentage Yield

The American Bankers Association also has  information for young people and their parents to learn more about managing money.  Here are two links from the ABA:


As our gift to new "Young Savers" each one will receive a mini piggy bank (as seen below) FREE upon opening an account.Image of a small piggy bank that a child might use.  The bank has coins inside it.

A Young Savers Account is another way FNB is putting you first!  Call, click or come-in and speak with one of our Customer Service Representatives about starting a Young Savers Account or your other financial goals.