You 1st is our way of doing business. Providing banking products to help your business thrive is the focus of our Retail Banking specialists. This page provides an overview of our offerings. If you have any questions, please call us at 870-215-4723 ext. 5700 for a conversation about your business and how we can help.
Online Banking will enable you to manage finances, transfer funds, set up stop payments, and more all from the convenience of your desktop or mobile device. Take control of your cash flow by using Online Banking to send payment for bills, taxes and other expenses. Online Bill Pay can reduce or eliminate manually written paper checks. For your vendors that may not accept online payments, you may initiate paper checks via your online bill pay dashboard that will be sent by U.S. Mail, saving you postage and other expenses.
Remote Deposit: Spend less time depositing checks and more time running your business. Remote Deposit Capture allows you to make deposits to your account from the convenience of your home or office. Watch this brief (1:58) video on Remote Deposit to learn more.
Cash Management, which may be added to your Online Banking platform, can enable you to initiate these advanced electronic banking services:
- Direct Deposit is an Automated Clearing House (ACH) origination service that enables you to deposit your employees’ net pay into their personal accounts, regardless of where those accounts are located.
- Positive Pay systematically compares checks presented for payment to your issued-check files to detect serial numbers and dollar amounts that do not match.
Contact a Retail Banking representative to learn more about Cash Management.
Merchant Services - Accepting Credit and Debit cards (MasterCard, Visa, etc.) at your business is essential in today’s retail world. Many people no longer carry checks, so your customers will appreciate the convenience that debit and credit cards provide. From a business standpoint, customers statistically make higher purchases when paying with their debit/credit card versus cash or checks. Therefore, acceptance of cards can significantly increase your sales. Call us or come in to an FNB branch and speak to a Customer Service Representative to learn how you can add a low-cost processing solution that fully satisfies the needs of you and your customers.
These Retail Banking products and services all work seamlessly with our Business Checking and Savings Accounts.
Contact our Retail Banking Department or call 870-215-4723 ext. 5700 to learn more about these or other You 1ST Business services.