Below the term *Internet Banking also refers to *Online Banking and these two terms refer to the same service.
Review your account statement regularly and report any unauthorized activity promptly.
Promptly report any unauthorized transactions to the bank. We will reimburse you for funds transferred from your account up to the amount of your loss when you notify us within sixty (60) days of the transaction first appearing on your statement. If you do not notify us within these 60 days, you may not be reimbursed for subsequent transactions. In addition, we will reverse or reimburse you for any bank or payee fees resulting from your loss.
This system requires customer identification through a private login ID and password before you can get into the front-end of the system. You should keep this login ID and password absolutely private.
Protect your Internet Banking login ID and Password.
You should always guard your Internet Banking log-in ID and Password from unauthorized use. If you share this information with someone, all transactions they initiate with the information are considered authorized by you, even for transactions you did not intend for them to make. Do not save your login ID and/or your password on any computer you use to access First Net Teller. Rather, enter this information manually each time you log in.
What can I do to keep my information secure?
You can help us keep your information secure by protecting your Internet Banking Login ID and password.
- Don’t use obvious numbers or easily accessible information for your Login ID and password.
- Ensure that no one is watching when entering your Login ID and password.
- Don’t record your Login ID and password on paper. Try to memorize them, if possible.
- If you do record your Login ID and password, keep them in a safe, secure location.
- Do not share your Login ID and password with anyone.
- Review your account information often. Report any unusual activity immediately.
- If you’ll be away from your computer for any length of time, log out of Internet Banking.
- Never give account information to anyone over the telephone unless you’ve initiated the call.
- Do not save your login ID and/or your password on any computer you use to access FirstNet Teller. Rather, enter this information manually each time you log in.
- When you have finished your online banking session, always remember to properly log-out and close the browser window on your computer or mobile device.
Our postal mailing address is:
First National Bank, Online Banking Customer Service
P.O. Box 700
Paragould, AR 72451-0700
Your security and privacy is very important and First National Bank is committed to protecting you. With FirstNet Teller Internet Banking, you can be confident that your First National Bank accounts and information will be secure and protected. You are not liable for certain unauthorized online banking transactions, subject to the terms and conditions of our service agreement. Read "Your Responsibilities" above for information about reporting unauthorized transactions to preserve your rights in this regard.
The Latest Security Technology
We routinely upgrade our technology and constantly monitor our systems to provide you the highest level of protection possible. First National Bank's Internet Banking system uses industry-standard technology including password-controlled entry, Secure Sockets Layer (SSL) protocol, data encryption, public-private key pair, firewalls and filtering routers. Each security component acts as a layer of protection to safeguard sensitive data from unauthorized users.
Transmission Security: Encryption
Once you have logged on correctly, you will enter a secure environment in which you can conduct your transactions. The browser automatically secures the session using Secure Socket Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with what is called the public and private key pair.
Information Privacy: Firewalls and Routers
Finally, once requests arrive at the data center, the server is protected by a series of firewalls and routers which verify the source and destination of the requests traveling in information packets. The firewall is set up to reject any unauthorized traffic. This reemphasizes the importance of your password, which is the only legitimate entry into the program. The firewall "opens holes only when necessary and closes them back down as soon as useful work is completed." The purpose of the router is to keep out traffic that does not emanate from one of the only two legitimate ends of a secured transaction: the customer or the bank.