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Instant Issue Debit Cards 

A smiling young woman holds up the debit card she just received instantly while opening her account at a branch of FNB.Start using your checking account the same day you open your account. Your debit MasterCard will be issued instantly when you open a new checking account. You may select from over 100 different card designs including local team cards. Your Debit MasterCard can also be issued with your personal photo for added security. Debit MasterCard is accepted at thousands of retail locations and many ATMs nationwide. Your Debit MasterCard is FREE with any FNB Checking account and there are no FNB transaction fees when you use the card for retail purchases. Also there is NO FEE for cash withdrawals at our ATMs operated by First National Bank. Open an account and begin using your debit card TODAY! 

Your FNB Debit MasterCard will make everyday purchases quick and easy. 

There is a $1 per transaction fee for cash withdrawals at ATMs not owned by First National Bank of Paragould, Arkansas. There may also be a transaction fee assessed by the owner of the ATM. 

Merchant Payment Services 

It pays to accept credit and debit cards. If you own or operate a business then you should consider accepting payment from your clients through the debit/credit card system. Your customers appreciate the convenience that cards offer them. The average purchase tends to be higher when they pay with their bank card than with cash or checks, thus increasing your sales. We provide state-of-the-art payment solutions for every operating environment. You will also receive competitive rates and pricing on equipment. For more information or to get started contact us or see a Customer Service Representative. 

Credit Cards 

Low rates, local service with worldwide access are advantages that a credit card from First National Bank has over an out-of-state credit card company. Many credit cards may offer you a low "introductory" rate then raise your rate after a few months. But FNB offers you a consistently low rate MasterCard. At FNB you also have the many advantages of local bank service. Local service means that you make your payments right here at FNB. Local service also means you can speak to your FNB loan officer when you need to increase your credit line. 

You can shop locally or travel the world and with your MasterCard issued from First National Bank. Call today and speak with one of our loan officers for complete details about the local credit card with worldwide access.