Additional Services

Supporting your finances and providing more value and convenience.

 
At First National Bank, the focus is always on you.
Safe deposit boxes.
Access your paycheck quicker, store your valuables safely, and take advantage of our various additional services.







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Direct Deposit

If you visit a branch to deposit your paycheck, you can access your money quicker through Direct Deposit. Payments will transfer into your First National Bank checking account electronically, free of charge, so you don't have to wait for paper processing.

If you are employed, you can sign up through your company's payroll office. If your employer doesn't offer Direct Deposit, ask your payroll manager to contact us about establishing a Direct Deposit program.

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Safe Deposit Boxes

Certain types of valuable items require an increased level of protection you can't get by storing them in your home. Rent a safe deposit box at a First National Bank location to keep your possessions safe from theft, loss or damage by fire, flood and other natural disasters. This peace of mind and extra security can come at an affordable price, too. The most common items to store in a safe deposit box are legal documents, valuable papers, expensive jewelry and data back-up drives. But you can include anything you find valuable that fits in a box.

  • Boxes are subject to availability
  • Access your safe deposit box during regular business hours inside our vault
  • Choose from various safe deposit box sizes
 
Safe Deposit boxes are not FDIC insured.








More Services

  • ATM transaction fee for a First National Bank Debit cardholder at a First National Bank ATM: No Fee
  • ATM transaction fee for a First National Bank cardholder at a non-First National Bank ATM: $1
  • ATM transaction fee for a non-First National Bank cardholder at a First National Bank ATM:  $3 or 3% (whichever is greater)
  • Cashiers Check: $5 each
  • Check Chargeback fee (for an item previously deposited): $1 per item
  • Tax Refund Check Cashing fee: $40 (this fee is waived for First National Bank customers)
  • Check Cashing fee for non-First National Bank customers: $5 per check
  • Collection Items (Incoming/Outgoing): $10 per item
  • Do Not Mail Statement fee: $5 per month
  • Dormant Account Fee: $2 per month (Accounts that are inactive for 12 consecutive months are considered dormant)
  • ATM/Debit card fee: No fee at initial issue and no fee at regular re-issue at expiration, no monthly fee
  • ATM/Debit card replacement fee: $5 per card
  • Insufficient Funds Overdraft Item Fee (NSF Fee): $29.00 per item
  • Insufficient Funds Return Item Fee (NSF Fee): $29.00 per item
  • Money order: $3 each
  • Notary Public Service: $5 per item (this fee is waived for First National Bank customers)
  • Paper Statement Fee: $3 per month for certain accounts. Ask a Customer Service Representative for details or refer to the disclosures received at account opening.
  • Personalized Printed Checks: Prices vary by style - please contact the bank for details and prices
  • Research fees: (two research fee categories see below)
  • Research time: $25 per hour (one hour minimum)
  • Copies of research items: 25¢ per item
  • Stop Payment Request: $2 each
  • NSF Stop Payment Request: $29 each
  • Special Request Statement: $5
  • Special Request Statement with check images: $20 each
  • Statement balancing fee: $25 per hour (one hour minimum)
  • Tax Levy or Garnishment: $25 each
  • Wire Transfer Fee: $15 each per outgoing wire transfer