Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Online Banking Login

Enroll in Online Banking

A smiling young woman holds up the debit card she just received instantly while opening her account at a branch of FNB.Choose from Totally FREE Checking*# and three other great checking plans! Each type of account includes many FREE services including: Online Banking, Online Bill Pay#, Mobile Banking and MORE! You'll also receive a FREE GIFT upon opening your account! You may come in to one of our convenient branches to receive your Debit Mastercard issued instantly! 

On the chart below, you may click on "Learn More" to view additional details about each type of checking account.

Scroll to the left to view the rest of the table.

Account TypeOpening DepositMinimum BalanceMonthly Service ChargeUnlimited Check WritingInterest BearingMore Info
Totally Free
$50None$0YesNoLearn More
VIP Free Interest
$50None$0YesYesLearn More
50+ Free Interest
$50None$0YesYesLearn More
High Interest
$50$1500$8 (if balance falls below $1500)YesYesLearn More
* Customer Purchases Checks
# Your first 25 Bill Payments per statement cycle will be processed at NO CHARGE. Any Bill Payments in excess of the first 25 (per statement cycle) will cost 50 cents each.

Our Patriot Act Notice has Important Information about Procedures for Opening a New Account.

Click here to: Open an Account Online! 

Disclosure For All Interest Bearing Deposit Accounts
The following applies to all interest bearing accounts listed on this schedule of fees and services. The interest rate and Annual Percentage Yield (APY) are subject to change weekly.
  • Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies the daily periodic rate to the principal in the account on each day. Interest is paid (credited) and compounded monthly, except for Regular Savings which is paid (credited) and compounded quarterly.
  • Accrual: Interest begins to accrue no later than the day we receive full credit for the deposit of non-cash items (for example checks)
  • All interest bearing accounts are variable rate accounts. We may change the rate at our discretion.
  • If you close your account before interest is credited, you will receive interest only if you notify us at the time of closing. If you do not tell us you are closing your account you will not receive your accrued interest.
  • Effect of Fees: fees may reduce earnings.