Young woman holding a Debit Mastercard from First National BankYou First! Select the checking plan that fits your life. Each of these accounts includes: Free E-Statements, Free Online Banking, First Anywhere app and more! Ask us about Online Bill Pay. Please come in to one of our branches to open your account.  When you open your account you receive your FREE Debit Mastercard issued instantly with your choice of Debit Card Designs. Below is a chart summarizing our accounts. For more details click on "Learn More" in the far right column.

Scroll to the left to view the rest of the table.

Account Type Opening Deposit Minimum Balance Monthly Service Charge Special Feature Interest Bearing More Info
You 1st Checking $25 None None^ First check order Free No Details
You 1st E-Checking $50 None None^ Paperless Checking Yes Details
You 1st Premium 
$50 $500 $5 if balance falls below $500 First check order Free Yes Details
You 1st Platinum
$50 $1500 $8 if balance falls below $1500 Free checks Yes Details
Your first 25 Online Bill Payments per statement cycle will be processed at NO CHARGE. Any Bill Payments in excess of the first 25 (per statement cycle) will cost 50 cents each. 

^If you elect to received paper statements via the U.S. Mail then a $3 per month paper statement fee will apply. Remember E-Statements are Free!

*Direct Deposit is a requirement of the You 1st Premium Checking account

Our Patriot Act Notice has Important Information about Procedures for Opening a New Account.

Please come in to a local branch to open an account.

Disclosure For All Interest Bearing Deposit Accounts
The following applies to all interest bearing accounts listed on this schedule of fees and services. The interest rate and Annual Percentage Yield (APY) are subject to change weekly.
  • Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies the daily periodic rate to the principal in the account on each day. Interest is paid (credited) and compounded monthly, except for Regular Savings which is paid (credited) and compounded quarterly.
  • Accrual: Interest begins to accrue no later than the day we receive full credit for the deposit of non-cash items (for example checks)
  • All interest bearing accounts are variable rate accounts. We may change the rate at our discretion.
  • If you close your account before interest is credited, you will receive interest only if you notify us at the time of closing. If you do not tell us you are closing your account you will not receive your accrued interest.
  • Effect of Fees: fees may reduce earnings.