You 1st Checking
Everything you need - and it's all free*
From paper checks to our mobile app, you can handle your finances your way.
Make your day easier with simple, straightforward money management.
In a complex world, it's nice to find easier ways to get things done. In an expensive world, it's even better when these solutions don't cost a dime. Welcome to You 1st Checking. This full-service account offers a variety of convenient ways to manage your money with no monthly charge.*
- No minimum balance required
- No monthly service charge
- Complimentary first order of printed checks
- Unlimited check-writing – no per-check fee
- Check images are provided online and as part of your monthly statement
- Free Debit Mastercard for fast purchases online and in stores
- Free Online Banking and Bill Pay
- Free Mobile Banking and mobile check deposit
- Access to nationwide ATM network
- Free e-Statements ($3 fee for paper statements)
*$3 fee for paper statements
Disclosure For All Interest Bearing Deposit Accounts
The following applies to all interest-bearing accounts listed on this schedule of fees and services. The interest rate and Annual Percentage Yield (APY) are subject to change weekly.
- Balance Computation Method: We calculate the interest on your account using the daily balance method. This method applies the daily periodic rate to the principal in the account on each day. Interest is paid (credited) and compounded monthly, except for Regular Savings, which is paid (credited) and compounded quarterly.
- Accrual: Interest begins to accrue no later than the day we receive full credit for the deposit of non-cash items (for example, checks)
- All interest-bearing accounts are variable-rate accounts. We may change the rate at our discretion.
- If you close your account before interest is credited, you will receive interest only if you notify us at the time of closing. You will not receive your accrued interest if you do not tell us you are closing your account.
- Effect of Fees: Fees may reduce earnings.