We finance dreams!

A couple in front of their home. Home loans from First National Bank come in all sizes and shapes. Whether you're looking to finance the purchase of a new home or refinance your existing home, our people are eager to lend their experience to find the loan that's right for you. Having a lender ready speak face to face makes the process so much easier. Plus, you can feel good about dealing with a bank with a century long track record of service. First National bank has many home loan options, including construction loans and permanent financing, and we are ready to walk you through the lending process. Equal Housing Lender logo

The best way assess your options is to schedule a meeting with one of our local lenders today. We'll learn your needs and help you choose the loan that's right for you.

Use our mortgage calculator to compute your monthly payment. Please note – The calculator amount is an approximate value and may differ from the Bank’s final calculation.

In need of assistance with your down payment? First-time homebuyers could be eligible for funds through the Homebuyer Equity Leverage Partnership (HELP) Program. Click here to learn more. 

Home Equity Loans

Need money for your child’s college, medical expenses, a much needed vacation, or money to start a new business? You worked hard for your home, so why not let it start working for you? We also offer a Home Equity Line of Credit. See the section below for more information.

Home Equity Line of Credit

Our Home Equity Line of Credit* is a great way to finance the special needs in life. You can fund: home improvements, vehicles, vacations, educational expenses and many other purposes. Your credit line is based on the equity in your home. Once established, your Home Equity Line of Credit is a flexible, affordable source of credit that you may access as needed. 

* Some restrictions apply, including application, final credit approval, and collateral requirements.

Home Improvement Loans

We also make home improvement loans for any size project. If you have equity in your home then you might want to consider using it to improve your home or to fund other needs which may arise.

Land Purchase Loans

Are you looking ahead to build or develop? Come in and speak with one of our lenders about that lot or land you are considering.

Contact us and let First National Bank guide you through the home loan process!