CD Specials + Promotions
Get paid up to $500 for opening new accounts with First National Bank.
Effective 6/22/2026
4.01% Annual Percentage Yield (APY)
13-Month Term
With a $1,000 minimum deposit, you can maximize your savings with a low-risk investment in our CD specials. Earn interest on your emergency fund, stay disciplined with your savings, or diversify your investment portfolio.
- Open with a $1,000 minimum deposit
- Your savings are secure and insured by the FDIC (up to $250,000 per depositor)
- Keep in mind, there is a penalty for early withdrawal. Partial withdrawals may be taken and you will pay the penalty on just the amount withdrawn.
- 4.01% APY at a 3.97% interest rate
- PLUS ONE: Open a new checking account with your CD, and receive up to $500*.
Open a new checking account with your CD, and receive up to $500*.
Get paid up to $500 just for opening your first checking account with First National Bank. Or get $200 when you set up direct deposit for your new account.
Welcome to One.
Get paid $200 when you set up direct deposit on your new First National Bank checking account*.
*Limit one per customer. Must be funded from outside First National Bank accounts. Customers must have no previous checking account relationship with First National Bank. Account evaluated and reward paid after 90 days. At the end of 90 day period: Accounts must be active with positive account balances, and in good standing. Subject to bank review and approval. Reward is subject to taxes.
Plus One and Welcome to One offers are not combinable.
Penalty for early withdrawal on CD Special. Early withdrawal can lower earnings. Visit your local branch for more information.
The following applies to all interest bearing accounts listed on this schedule of fees and services. The interest rate and *Annual Percentage Yield (*APY) are subject to change weekly.
- Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies the daily periodic rate to the principal in the account on each day. Interest is paid (credited) and compounded monthly, except for Regular Savings which is paid (credited) and compounded quarterly.
- Accrual: Interest begins to accrue no later than the day we receive full credit for the deposit of non-cash items (for example checks)
- All interest bearing accounts are variable rate accounts. We may change the rate at our discretion.
- If you close your account before interest is credited, you will receive interest only if you notify us at the time of closing. If you do not tell us you are closing your account you will not receive your accrued interest.
- Effect of Fees: Fees may reduce earnings.
GET MORE OUT OF BANKING
We take your account security as personally as you do.
We know a higher cash flow exposes your business to bad actors wanting to take advantage. With Treasury Management, we take your account security personally.
