CD Specials

Lock in a higher interest rate with our current CD special.










Happy family on their porch.

Effective 10/27/2025

3.76% Annual Percentage Yield (APY)

9-Month Term

With a $1,000 minimum deposit, you can maximize your savings with a low-risk investment in our CD specials. Earn interest on your emergency fund, stay disciplined with your savings, or diversify your investment portfolio. 
 
  • Open with a $1,000 minimum deposit
  • Your savings are secure and insured by the FDIC (up to $250,000 per depositor)
  • Keep in mind, there is a penalty for early withdrawal. Partial withdrawals may be taken and you will pay the penalty on just the amount withdrawn.
  • 3.76% APY at a 3.72% interest rate
 
Business person on the phone in front of their laptop.

View current rates for more information on our CDs and other savings options. 

 






Penalty for early withdrawal. Early withdrawal can lower earnings. Visit your local branch for more information.

The following applies to all interest bearing accounts listed on this schedule of fees and services. The interest rate and *Annual Percentage Yield (*APY) are subject to change weekly.

  • Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies the daily periodic rate to the principal in the account on each day. Interest is paid (credited) and compounded monthly, except for Regular Savings which is paid (credited) and compounded quarterly.
  • Accrual: Interest begins to accrue no later than the day we receive full credit for the deposit of non-cash items (for example checks)
  • All interest bearing accounts are variable rate accounts. We may change the rate at our discretion.
  • If you close your account before interest is credited, you will receive interest only if you notify us at the time of closing. If you do not tell us you are closing your account you will not receive your accrued interest.
  • Effect of Fees: Fees may reduce earnings.