Get paid up to $500 when you open a new CD plus checking account at First National Bank.
Plus One
Get Paid Up to $500 for Opening a CD + Checking Account
First National Bank welcomes new customers.
Make your money work for you. Take advantage of our CD special and open a new checking account at the same time—get paid up to $500.
| Deposit... | Get Paid... |
|---|---|
| $10,000 to $24,999 | $100 |
| $25,000 to $49,999 | $200 |
| $50,000 to $99,999 | $350 |
| $100,000 and up | $500 |
Effective 6/22/2026
4.01% Annual Percentage Yield (APY)
13-Month Term
With a $1,000 minimum deposit, you can maximize your savings with a low-risk investment in our CD specials. Earn interest on your emergency fund, stay disciplined with your savings, or diversify your investment portfolio.
- Open with a $1,000 minimum deposit
- Your savings are secure and insured by the FDIC (up to $250,000 per depositor)
- Keep in mind, there is a penalty for early withdrawal. Partial withdrawals may be taken and you will pay the penalty on just the amount withdrawn.
- 4.01% APY at a 3.97% interest rate
Your New Favorite Checking Account
Simple and straightforward, or interest-earning. We offer a variety of checking accounts to meet your needs.
Business Banking Made Better
Get access to the digital tools you need, all while having a dedicated Business Solutions team to streamline your banking processes.
Plus One promotion valid at all locations. Offer valid as of 6/22/2026. Limit one per customer. Aggregate funds from accounts opened contribute to reward amount. Funds drawn from a current First National Bank account do not count toward promotion. Promotion applies to new money only.Must be funded from outside First National Bank accounts. Account evaluated and reward paid after 90 days. At the end of 90 day period: Accounts must be active with positive account balances, and in good standing. Subject to bank review and approval. Reward is subject to taxes.
4.01% APY CD special valid as of 6/22/2026. $1,000 minimum opening deposit. Penalty for early withdrawal.
The following applies to all interest-bearing accounts listed on this schedule of fees and services. The interest rate and Annual Percentage Yield (APY) are subject to change weekly.
- Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies the daily periodic rate to the principal in the account on each day. Interest is paid (credited) and compounded monthly, except for Regular Savings which is paid (credited) and compounded quarterly.
- Accrual: Interest begins to accrue no later than the day we receive full credit for the deposit of non-cash items (for example checks)
- All interest bearing accounts are variable rate accounts. We may change the rate at our discretion.
- If you close your account before interest is credited, you will receive interest only if you notify us at the time of closing. If you do not tell us you are closing your account you will not receive your accrued interest.
- Effect of Fees: fees may reduce earnings.