You 1st Business Interest Checking

Every business wants a better bottom line. While growing your customer base can take a lot of work, opening a money-making checking account only takes a few minutes. If your business tends to maintain a higher balance, You 1st Business Interest Checking is a smart way to take another step toward your revenue goals.

 

• Competitive interest paid on the entire account balance
• $1,500 minimum balance to avoid a monthly service charge
• Only a $6 monthly service charge if balance falls below $1,500
• 1,000 transaction items per month*
• Open an account with $50
• Free Online Banking and electronic Bill Pay
• Mobile Banking and mobile check deposit
• Free Mastercard debit cards for quick purchases online and in-stores
• Access to nationwide network of ATMs
• Speak to a Customer Service Representative for complete details on this account and on our full suite of business solutions.

The following applies to all interest bearing accounts listed on this schedule of fees and services. The interest rate and Annual Percentage Yield (APY) are subject to change weekly.

• Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies the daily periodic rate to the principal in the account on each day. Interest is paid (credited) and compounded monthly, except for Regular Savings which is paid (credited) and compounded quarterly.
• Accrual: Interest begins to accrue no later than the day we receive full credit for the deposit of non-cash items (for example checks)
• All interest bearing accounts are variable rate accounts. We may change the rate at our discretion.
• If you close your account before interest is credited, you will receive interest only if you notify us at the time of closing. If you do not tell us you are closing your account you will not receive your accrued interest.
• Effect of Fees: fees may reduce earnings.