Working Money Account

Make your money work harder, without extra effort from you.

 
Enjoy some higher earnings without higher anxiety.
Couple doing financial planning.
If you usually keep a higher balance, this is the account for you. Boost your savings without tying up your money or taking risks.




A Working Money Account works for everyone. If you're a seasoned investor, you can round out your portfolio with a savings account that provides solid returns, especially as you carry a larger balance. If you're looking for an account that earns more than a regular savings option, a Working Money Account provides immediate access to your money to make purchases or cover expenses.
 
  • No monthly maintenance fee
  • Open with a $100 minimum deposit
  • $5,000 minimum deposit required to earn interest at our current variable rate
  • Higher rates paid on balances of $25,000 and $50,000
  • Interest will be credited each month on the last day of the monthly statement cycle
  • Make up to six transfers from this account per month
  • No per item fee for checks/debits












Disclosure For All Interest Bearing Deposit Accounts
 
The following applies to all interest-bearing accounts listed on this schedule of fees and services. The interest rate and Annual Percentage Yield (APY) are subject to change weekly.
 
  • Balance Computation Method: We calculate the interest on your account using the daily balance method. This method applies the daily periodic rate to the principal in the account on each day. Interest is paid (credited) and compounded monthly, except for Regular Savings, which is paid (credited) and compounded quarterly.
  • Accrual: Interest begins to accrue no later than the day we receive full credit for the deposit of non-cash items (for example, checks)
  • All interest-bearing accounts are variable-rate accounts. We may change the rate at our discretion.
  • If you close your account before interest is credited, you will receive interest only if you notify us at the time of closing. You will not receive your accrued interest if you do not tell us you are closing your account.
  • Effect of Fees: Fees may reduce earnings.