Conventional Loan

Lock in an affordable rate for the long run.

 
Whatever the length of your loan, your principal and interest payments will never increase.
Family playing with boxes in their new home.
Feel as comfortable with your loan as you will be in your next home.
Over the next 15, 20 or 30 years, chances are good that the price of almost everything you pay for will rise significantly. But with a fixed-rate loan from First National Bank, your principal and interest payments will remain steady until you move again or your loan is paid off. That welcome predictability makes it far easier to put together your short-term budget and long-term financial plan.
 
  • Loans for primary homes, vacation homes and investment property
  • Choose mortgage lengths of 15, 20 or 30 years
  • Down payments as low as 3% for first-time homebuyers
  • Competitive rates help keep monthly payments under control
  • Higher loan amounts available for more expensive properties
  • Make convenient monthly payments by scheduling automatic transfers from your checking account
  • Work with experienced lending professionals who will provide personalized service through the lending process