Text Size  Resize text smaller  Resize text larger

Additional Services

Direct Deposit

Save time and money with Direct Deposit!   You'll never have to rush to the bank with your paycheck once you establish Direct Deposit.   Most employers now offer direct deposit and  many government payment programs are requiring it.   Direct Deposit is easy and free!   Sign up at your company payroll office.  If your employer does not provide this time saving benefit, then First National Bank can help. Ask your payroll manager to contact FNB about establishing a program to offer Direct Deposit.   If you receive a monthly benefit payment from Social Security or another U.S. government program then see one of our Customer Service representatives for more information.

Safe Deposit Boxes

You can enjoy peace of mind for pennies a day with a Safe Deposit Box.  Many people choose to store their important documents inside a rented safe deposit box.  A Safe Deposit Box is housed inside one of our vaults at one of the local branches of First National Bank.  If you rent a safe deposit box you may access it during regular business hours.  Various sizes of are available beginning at a cost of only $15.00 annual rental fee for a small box which is about 200 cubic inches in volume.  Larger safe deposit boxes range in various annual rental fees of $20, $27, $45 and $80 annual rental fee for the largest box.  Due to high demand, certian safe deposit sizes may not be available for rent at certian offices.  Not all of our FNB branches offer safe deposit boxes.    More terms will be provided when you come in to inquire or apply for a safe deposit box.  Contact a First National Bank office near you for the specific cost and availability our Safe Deposit Boxes.

Miscellaneous Services & Fees

As of June 13, 2013

Fee description  Amount
ATM transaction fee for a FNB Debit cardholder at a FNB ATM: No Fee
ATM transaction fee for a FNB cardholder at a non-FNB ATM: $1
ATM transaction fee for a non-FNB cardholder at a FNB ATM: $2 or 2% (whichever is less)
Cashiers Check: $5 each
Check Chargeback fee (for an item previously deposited): $1 per item
Check Cashing fee for non-FNB customers: $5 per check
Collection Items (Incoming/Outgoing): $10 per item
Do Not Mail Statement fee: $5 per month
Dormant Account Fee: $2 per month (Accounts that are inactive for 12 consecutive months are considered dormant)
ATM/Debit card fee: No fee at initial issue and no fee at regular re-issue at expiration, no monthly fee
ATM/Debit card replacement fee: $5 per card
Insufficient Funds Paid Item Fee (NSF fee): $25.00 per item
Insufficient Funds Returned Item Fee (NSF Fee) $25.00 per item
Money order: $3 each
Notary Public Service: $1 per item
Personalized Printed Checks Prices vary by style - please contact the bank for details and prices
Research fees: (two research fee categories see below)
          Research time: $25 per hour (one hour minimum)
          Copies of research items: 25¢ per item
Stop Payment Request: $2 each
NSF Stop Payment Request: $25 each
Special Request Statement: $5
Special Request Statement with check images: $20 each
Statement balancing fee: $25 per hour (one hour minimum)
Tax Levy or Garnishment: $25 each
Travelers Checks: $1 per $100
Wire Transfer Fee: $15 each per outgoing wire


First National Bank Equal Housing Lender Member FDIC

Top of Page