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Additional Services

Direct Deposit

Save time and money with Direct Deposit!   You'll never have to rush to the bank with your paycheck once you establish Direct Deposit.   Most employers now offer direct deposit and  many government payment programs are requiring it.   Direct Deposit is easy and free!   Sign up at your company payroll office.  If your employer does not provide this time saving benefit, then First National Bank can help. Ask your payroll manager to contact FNB about establishing a program to offer Direct Deposit.   If you receive a monthly benefit payment from Social Security or another U.S. government program then see one of our Customer Service representatives for more information.  

Safe Deposit Boxes

Enjoy peace of mind for pennies a day with a safe deposit box. Store your important documents and valuables inside one of our bank vaults in Paragould, Jonesboro, or Corning. You may access your safe deposit box during regular business hours. Various sizes are available beginning at a cost of only $15.00 annual rental fee for a small  box.   Larger safe deposit boxes range in prices up to $ 80 for the largest box.

Miscellaneous Services & Fees

As of June 13, 2013

Fee description  Amount
ATM transaction fee for a FNB Debit cardholder at a FNB ATM:  No Fee  
ATM transaction fee for a FNB cardholder at a non-FNB ATM:  $1  
ATM transaction fee for a non-FNB cardholder at a FNB ATM:  $2 or 2% (whichever is less)  
Cashiers Check:  $5 each  
Check Chargeback fee (for an item previously deposited):  $1 per item  
Check Cashing fee for non-FNB customers:  $5 per check  
Collection Items (Incoming/Outgoing):  $10 per item  
Do Not Mail Statement fee:  $5 per month  
Dormant Account Fee:  $2 per month (Accounts that are inactive for 12 consecutive months are considered dormant)  
ATM/Debit card fee:  No fee at initial issue and no fee at regular re-issue at expiration, no monthly fee 
ATM/Debit card replacement fee:  $5 per card
Insufficient Funds Paid Item Fee (NSF fee):  $25.00 per item  
Insufficient Funds Returned Item Fee (NSF Fee)  $25.00 per item  
Money order:  $3 each  
Notary Public Service:  $1 per item  
Personalized Printed Checks Prices vary by style - please contact the bank for details and prices
Research fees: (two research fee categories see below)
          Research time:  $25 per hour (one hour minimum)  
          Copies of research items:  25¢ per item  
Stop Payment Request:  $2 each  
NSF Stop Payment Request: $25 each  
Special Request Statement:  $5  
Special Request Statement with check images:  $20 each  
Statement balancing fee:  $25 per hour (one hour minimum)  
Tax Levy or Garnishment:  $25 each  
Travelers Checks:  $1 per $100  
Wire Transfer Fee:  $15 each per outgoing wire  


First National Bank Equal Housing Lender Member FDIC

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