June Stallcup explains the home loan process and lists some of the information you will need to apply for a mortgage loan.

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Mortgage Loans

Home loans from First National Bank come in all sizes and shapes.  We have loans to help finance the purchase of your new home or to refinance your existing home . Your mortgage is originated right here at home, so you know exactly with whom you are dealing. Whether it is a construction loan, permanent financing, fixed rate, or variable rate, your hometown loan saves you money. Ask about our no-closing-cost option. Call today for a loan that works for you.

    Consider these benefits:

Mortgage Calculator – Use our mortgage calculator to compute your monthly payment. Please note – The calculator amount is an approximate value and may differ from the bank’s final calculation.

Home Equity Loans

Need money for your child’s college, medical expenses, a much needed vacation, or money to start a new business? You worked hard for your home, so why not let it start working for you. We also offer a Home Equity Line of Credit. See the section below for more information.


Our Home Equity Line of Credit* is a great way to finance the special needs in life. You can fund: home improvements, vehicles, vacations, educational expenses and many other purposes. Your credit line is based on the equity in your home. Once established, your Home Equity Line of Credit is a flexible, affordable source of credit that you may access as needed.  * Some restrictions apply including, application, final credit approval, and collateral requirements.

Home Improvement Loans

We also make home improvement loans for any size project.  If you have equity in your home then you might want to consider using it to improve your home or to fund other needs which may arise.   

Land Purchase Loans

Are you looking ahead to build or develop?  Come in and speak to one of our lenders about that lot or land you are considering.  

Contact us and let First National Bank and your home start working for you.

First National Bank • Equal Housing Lender • Member FDIC

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