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Personal Checking Accounts

Choose from Totally FREE Checking*# and three other great checking plans that pay you! Each account includes many FREE services including: Visa Check Card, Internet Banking with Bill Pay#, Telephone Banking and MORE! You'll also receive a FREE GIFT when you open!

Account Type Opening Deposit Minimum Balance Monthly Service Charge Unlimited Check Writing Interest Bearing
Totally Free Checking* More Info $50 None $0 Yes No

Totally Free Checking*
A FREE account for everyone!

  • No minimum balance required
  • No monthly service charge
  • No per check charge
  • Unlimited Check writing
  • Easy-to-balance monthly statement
  • Check images are returned in monthly statement
  • FREE ATM/VISA® Check Card
VIP Free Interest Checking* More Info $50 None $0 Yes Yes

VIP Free Interest Checking*
FREE to anyone with a direct deposit, an automatic payment or an automatic loanpaymentwith FNB!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • FREE ATM/VISA® Check Card

    Click Here for Interest disclosure

50+ Free Interest Checking* More Info $50 None $0 Yes Yes

50+ Free Interest Checking*
FREE for customer 50 and over!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • FREE ATM/VISA® Check Card

    Click Here for Interest disclosure

High Interest Checking* More Info $50 $1500 $8 (if balance falls below $1500) Yes Yes

High Interest Checking*
For those interested in higher interest!

  • Higher interest rates with balances of $1500 or more
  • Competitive interest if balance falls below $1500
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • Only $8 monthly charge if minimum balance falls below $1500
  • FREE ATM/VISA® Check Card

    Click Here for Interest disclosure

Click on "More Info" to view additional details about each account type.
* Customer Purchases Checks
# Your first 25 Bill Payments per statement cycle will be processed at NO CHARGE. Any Bill Payments in excess of the first 25 (per statement cycle) will cost 50 cents each.

Disclosure For All Interest Bearing Deposit Accounts
The following applies to all interest bearing accounts listed on this schedule of fees and services. The interest rate and Annual Percentage Yield (APY) are subject to change weekly.

Apply for a deposit account now!

First National Bank Equal Housing Lender Member FDIC

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