July 29, 2010
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Rates effective March 19, 2010

Deposit Accounts
Interest Rates and *Annual Percantage Yields† are subject to change at any time.

Account  Interest Rate  *APY†  **Minimum Balance 
Personal Interest Checking ƒ  0.25%   0.25%   $0.00  
High Interest Checking  1.00%   1.00%   $1,500  
Business Interest Checking  1.00%   1.00%   1,500  
Regular Savings  .50%   .50%   $10  
Working Money Account  0.00%   0.00%   $0-$4,999.99  
  0.50%   0.50%   $5,000.00-$24,999.99  
  0.75%   0.75%   $25,000.00-$49,999.99  
  1.00%   1.00%   $50,000.00 and above  
Christmas Club  2.00%   2.00%   $0.00  
Health Savings Account  .50   .50   $10  

* APY(Annual Percentage Yield)
** Minimum balance required to earn APY

  • ƒ Includes the following types checking plans: 50+Free Interest Checking OR VIP Free Interest Checking.
  • † Fees may reduce earnings.
  • Refer to Deposit Accounts for more details about these deposit accounts.
  • Call or come in to the bank and speak to one of our customer service representatives for complete details and disclosures.
  • Click here to find the branch nearest you.

Certificates of Deposit
Interest Rates and *Annual Percantage Yields† are subject to change.

Certificate Term  Interest Rate  *APY†  **Minimum Balance 
10 Month**  1.44%   1.45%   $ 1,000.00  
29 Month**  1.99%   2.00%   $ 1,000.00  
38 Month**  2.24%   2.25%   $ 1,000.00  
58 Month**  2.73%   2.75%   $ 1,000.00  
32 Day**  .40%   .40%   $ 5,000.00  
90 Day**  0.70%   0.70%   $ 5,000.00  
6 Month**  1.20%   1.20%   $ 1,000.00  
12 Month**  1.49%   1.50%   $ 1,000.00  
18 Month**  1.59%   1.60%   $ 1,000.00  
24 Month**  1.79%   1.80%   $ 1,000.00  
30 Month**  1.89%   1.90%   $ 1,000.00  
36 Month**  2.09%   2.10%   $ 1,000.00  
48 Month**  2.14%   2.15%   $ 1,000.00  
60 Month**  2.29%   2.30%   $ 1,000.00  

* APY (Annual Percentage Yield)
** Available as an IRA account

  • Minimum balance required to earn APY(Annual Percentage Yield)
  • For CDs and IRAs there is a penalty for early withdrawal.
  • Call or come in to the bank and speak to one of our customer service representatives for complete details and disclosures.

First National Bank • Equal Housing Lender • Member FDIC

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