May 9, 2008
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Rates effective March 27, 2008

Deposit Accounts
Interest Rates and *Annual Percantage Yields† are subject to change at any time.

Account  Interest Rate  *APY†  **Minimum Balance 
Personal Interest Checking ƒ  0.50%   0.50%   $0.00  
High Interest Checking  1.98%   2.00%   $1,500  
Business Interest Checking  1.98   2.00   1,500  
Regular Savings  .90%   .90%   $10  
Working Money Account  0.00%   0.00%   $0-$4,999.99  
  0.80%   0.80%   $5,000.00-$24,999.99  
  1.30%   1.30%   $25,000.00-$49,999.99  
  1.40%   1.40%   $50,000.00 and above  
Christmas Club  4.50%   4.50%   $0.00  
Health Savings Account  .90   .90   $10  

* APY(Annual Percentage Yield)
** Minimum balance required to earn APY

  • ƒ Includes the following types checking plans: 50+Free Interest Checking, VIP Interest Checking, Low Minimum Interest Checking, No Minimum Interest Checking and Economy Interest Checking.
  • † Fees may reduce earnings.
  • Refer to Deposit Accounts for more details about these deposit accounts.
  • Call or come in to the bank and speak to one of our customer service representatives for complete details and disclosures.
  • Click here to find the branch nearest you.

Certificates of Deposit
Interest Rates and *Annual Percantage Yields† are subject to change.

Certificate Term  Interest Rate  *APY†  **Minimum Balance 
7 Month**  2.76%   2.78%   $ 1,000.00  
13 Month**  2.81%   2.83%   $ 1,000.00  
35 Month**  3.07%   3.09%   $ 1,000.00  
50 Month**  3.27%   3.30%   $ 1,000.00  
32 Day**  .75%   .75%   $ 5,000.00  
90 Day**  1.24%   1.25%   $ 5,000.00  
6 Month**  2.14%   2.15%   $ 1,000.00  
12 Month**  2.24%   2.25%   $ 1,000.00  
18 Month**  2.29%   2.30%   $ 1,000.00  
24 Month**  2.34%   2.35%   $ 1,000.00  
30 Month**  2.39%   2.40%   $ 1,000.00  
36 Month**  2.48%   2.50%   $ 1,000.00  
48 Month**  2.73%   2.75%   $ 1,000.00  
60 Month**  2.88%   2.90%   $ 1,000.00  

* APY (Annual Percentage Yield)
** Available as an IRA account

  • Minimum balance required to earn APY(Annual Percentage Yield)
  • For CDs and IRAs there is a penalty for early withdrawal.
  • Call or come in to the bank and speak to one of our customer service representatives for complete details and disclosures.

First National Bank • Equal Housing Lender • Member FDIC

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